Commercial Insurance

Commercial Insurance In Texas

In a perfect world, businesses wouldn’t worry about risks such as fire, lawsuits, theft, and property damage. But because we don’t live in a utopic world, we have to be rife with the fact that our businesses can come down tumbling when the unthinkable happens. With this in mind, business owners must have a plan to counter uncertainties.

If you are a business owner in Texas, you can control your business by purchasing commercial insurance. At ProCo insurance, we understand that your business means the world to you. As such, we provide commercial insurance plans that meet your needs, helping you thrive in the business world for years to come.

Types of commercial insurance

When you partner with an agency, they will discuss your business's needs and advise on the different commercial insurance types available. Some options include:

  • General liability: Protects your business against financial losses resulting from bodily injuries, damage to property, and advertising / personal injury.
  • Business owners’ policies (BOP): Bundles both property and liability coverages into one policy.
  • Commercial auto: If you have business vehicles (like trucks and vans) that make deliveries or travel between sites, this coverage protects them from damage and other liabilities. And this insurance isn’t a preserve of industrial vehicles only. If you use your car to run business errands or other business-related work, you might need commercial auto insurance.
  • Workers’ compensation: Although it’s not required by Texas law, you must buy workers’ compensation insurance to protect your business from medical costs and lawsuits arising from work-related injuries.
  • Professional liability: If your business is consultancy or advisory in nature (like accounting, auditing, or legal services), this coverage protects you from legal costs of alleged negligence.
  • Cybercrime: With the proliferation of cybercriminal activities, it’s wise to get this coverage to protect your data and IT infrastructure from online attacks.

Because we understand that there is no one-size-fits-all commercial insurance at ProCo Insurance, serving Texas and the surrounding areas, we will have a brief sit-down with you to understand your needs. After which, we will recommend a commercial insurance plan that is unique to your company.

Our Insurance Services

When it comes to insurance, we strive to provide the best. We can help you get the following coverages:

Partner Carriers

  • Allstate
  • Berkshire Hathaway
  • Bristol West
  • Encompass
  • Foremost
  • Kemper
  • MetLife
  • Progressive
  • State Auto
  • The Hartford
  • Travelers